Money. If the car crash isn’t your fault, and you’ve been injured you’ve got the right to file a claim for your injuries with an attorney. The amount of money you’ll receive depends on the extent of your injuries.
Get Compensated for Your Car Accident
If you’ve been injured in an accident and you weren’t at fault, you can seek a personal injury settlement with the help of a Florida personal injury attorney. A personal injury settlement is a compensation you receive for the injuries, damage to your car and bodily injury; you sustained due to the accident. The only way to win a personal injury settlement is to hire an attorney who can build your case and present it to the other driver’s insurance company.
Types of Car Insurance Coverage for Personal Injury
There are different types of car insurance coverage for personal injury. The following are the different types: bodily injury liability, personal injury protection (PIP), medical payments coverage and uninsured/underinsured motorist coverage.
In the case where the car crash is not your fault, the negligent driver’s bodily injury liability coverage will cover you, and you can get compensated for your injuries. It’s important to know your liability policy will not cover you.
Personal injury protection (PIP), also called “no-fault insurance,” is not like bodily injury liability. PIP insurance pays up to your insurance policy’s limits, even if you were at fault.
Medical payments coverage is similar to PIP insurance, but unlike PIP it doesn’t cover the loss of income, funeral expenses and loss of services. This type of insurance coverage only pays for medical expenses regardless of fault.
Uninsured/underinsured motorist coverage pays your bodily injury expenses if you’ve been the victim of a hit and run accident or hit by a driver who doesn’t have insurance or limits that don’t meet your expenses.
What Affects Compensation for a Car Accident
The extent of your injuries determines compensation for a car accident and whether or not your case goes to court. If you agree to a personal injury settlement, you’re most likely going to get less compensation than if you win a case in court. Court cases tend to give you more for the accident because once a settlement is refused, you can get more in the long run. However, court cases for car accidents are rare and are difficult to win. Only 4 percent to 5 percent of car accident cases go to court.
Get Evidence and Documentation
To ensure you are compensated for your car crash be sure to gather all the evidence and documentation, your attorney needs to win your case. You should take pictures of the cars involved in the accident, get the police report and obtain medical records. Your car accident attorney in Miami will use that evidence and documentation to develop a personal injury settlement.
